PMEGP (Prime Minister's Employment Generation Programme) un logon ke liye ek behtareen government scheme hai jo apna khud ka business shuru karna chahte hain aur subsidy chahte hain।
PMEGP Kya Hai?
Ye Ministry of MSME ki ek credit-linked subsidy scheme hai jo naye self-employment ventures ke liye financial support deti hai — manufacturing aur service sector dono ke liye।
Subsidy Kitni Milti Hai?
- Urban Area: General category ke liye 15%, Special category (SC/ST/OBC/Women/etc.) ke liye 25%
- Rural Area: General category ke liye 25%, Special category ke liye 35%
Baaki amount bank loan ke roop mein milta hai, jispar subsidy ke baad interest kam ho jaata hai।
Project Cost Limits
- Manufacturing Sector: ₹50 lakh tak
- Service Sector: ₹20 lakh tak
Eligibility
- Age 18 saal ya usse zyada
- Minimum 8th pass (₹10 lakh se zyada project ke liye)
- Individual entrepreneurs, SHGs, aur trusts eligible hain
- Existing units is scheme ke eligible nahi hain (sirf naye ventures)
Apply Karne Ka Process
- kviconline.gov.in/pmegp portal par online application bharein
- Detailed Project Report (DPR) taiyaar karein
- Documents upload karein (ID proof, address proof, project details)
- Application District Industries Centre ya KVIC ko forward hoti hai
- Interview/selection process hota hai
- Approval ke baad bank se loan sanction hota hai
- Subsidy amount bank account mein credit hoti hai
Sahi DPR banana approval ke chances ko bahut badhata hai — hum aapke business idea ke hisaab se professional DPR taiyaar karte hain aur poori application process mein madad karte hain।
Is process mein professional madad chahiye?
A One Step Solution Sherghati, Gaya mein aapki PMEGP loan application poori tarah handle karta hai — documentation se lekar final approval tak.